SOLVE-IT!

                                 INTRODUCTION



     Our advertisements read that "there has never been a program like it..."
and we think that you will agree. We are not trying to boast when we make
such a claim either. SOLVE-IT is unique. And just what makes it so? It is not
that it performs herculean tasks at the press of a key. It is not a
programming break through, for it does not utilize any new technology.  And
it does not solve any problems that hundreds of programs have not been asked
to solve before on countless number of computers. So then, how is SOLVE-IT
different? What makes it so unique that we can make such a claim?

     The answer lies in the program's simplicity and memory residency
feature. Up until now, if you used a micro computer and you were in a data
base, word processor or whatever, and you needed answers to some basic
business questions, simple statistical problems, or questions about ordered
arrangement, you could not readily get the answers to your questions. You
would have to leave one application and load up another. Well not any more.
SOLVE-IT is a memory resident program (it is always available like that
famous program ,SIDEKICK, by Borland) so that the touch of a key will give you
the answers that you need when you need them.

     SOLVE-IT is not fancy. It does not try to dazzle. It is utilitarian. It
is above all, practical. So simple is SOLVE-IT to use that it does not have
an on line context sensitive help system. (If INFO WORLD gets a hold of this
program for review, they will certainly knock it down for that one.) In fact,
you probably will not even need the instructions that are included. The bulk
of the instructions describe what the routines do and not how to use them.
So if you know what EOQ is, you do not need us telling you about it. Thus,
the documentation is really, for the most part, necessary only to familiarize
yourself with those routines that may not be clear to you. From time to time
we will give you some pointers about how to get more from the program, but if
you are the type who likes to do, then by all means, go do!

     SOLVE-IT does not perform PhD mathematics. It can not help you project
the future of interest rates. It can not tell you which is the best tax
strategy. What it will tell you is how long a 500,000 investment will last if
you withdrawal $6,000 a month with a prevailing interest rate of 9.32. Or
conversely, it will tell you how much you have to sock away each month,
quarter or whatever to have $750,000 at some time in the future using any
interest rate that you want to assume.

     There are literally hundreds of situations that beg for SOLVE-IT. As a
matter of fact, SOLVE-IT, for some professionals, will be reason enough to
buy a computer.  SOLVE-IT will make it practical for many to get rid of
financial tables. No more searching for a reference book to get a piece of
data. With SOLVE-IT, you will have the answers to many common problems at your
finger tips and you won't have to spend hours or days learning how to use the
program. So, if you need to know and you need to know now, then you will
find that SOLVE-IT is ready for you.


 *IMPORTANT*IMPORTANT*IMPORTANT*IMPORTANT*IMPORTANT*IMPORTANT*IMPORTANT*


        SOLVE-IT is a SHAREWARE program. If you use it you are
   strongly encouraged to register your copy. To register please send
   $35 dollars to the below address. You will automatically receive
   the next update which is scheduled to be released in Feb. 1987. It
   will allow you to set the colors, and decide if the program is
   to be memory resident or not. It will also let you select your own
   HOTKEY to activate the program.



                     PINE GROVE SOFTWARE
                     atten: Karl Thompson
                     67-38 108TH ST. SUITE D-1
                     FOREST HILLS, N.Y. 11375


        In any event, whether you choose to use SOLVE-IT! or not, we
   ask that you share this program with others by giving them a
   complete copy of the program. The complete copy consists of the
   program, this introduction and the documentation and maybe a
   readme file and a sample data file.


 *IMPORTANT*IMPORTANT*IMPORTANT*IMPORTANT*IMPORTANT*IMPORTANT*IMPORTANT*


        The following are the routines of SOLVE-IT!:

        Future Value of a Deposit         Withdrawal of Funds
        Future Value of a Series          Straight-Line Depreciation
        Payment Needed for Future Sum     Declining-Balance Depreciation
        Present Value & Time to Double    Sum-of-Years-Digits Depreciation
        Present Value of a Series         Return on Daily Investment
        Present Value, Uneven Cash Flow   Economic Ordering Quantity
        Interest Rate Earned              Get Directory & DOS Functions
        Equivalent Interest Rate
        Monthly Payment Calculation       Permutation & Ordered Arrangement
        Loan/Mortgage Schedule            Mean, Median & Mode
        Remaining Balance                 Range, Variance & Standard Deviation
        Accelerated Payments              Standard Deviation From Mean
        Balloon Payment                   Weighted Average
        Affordable House Price            Break-Even Point
        Mortgage With Second              Gross Profit Margin of Series
        Rental Property Analysis          Save, Change or Get Data Files
        Number of Combinations